Medical Liability Insurance Coverage

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COPIC offers comprehensive policies for physicians, advanced practice providers, group practices, and medical facilities/hospitals. We go beyond basic coverage to offer educational resources, expert guidance, and proven programs designed to address health care risks and support better outcomes. In addition, COPIC’s Risk Retention Group (RRG) offers flexible, nationwide coverage.

Coverage Highlights

Defense cost coverage for governmental investigations, medical board inquiries, disciplinary proceedings, and billing fraud and abuse investigations
Embedded cyber liability coverage
Free tail coverage upon retirement (providers who have been insured with COPIC for 12 months or more with separate limits will receive a free tail upon permanent retirement from the practice of medicine)
Prior acts coverage available

Additional Coverage Options

Separate limits for allied health professionals
Locum tenens
Slot position
Volunteer physician coverage
Increased cyber liability limits

Benefits Included in Coverage

Additional Benefits

• Dedicated Hospital and Facility Services team
•Discounts include: deductible program, loss-free discount, part-time discount, new physician discount (as high as 80%), and facility profit sharing/physician distribution

*State regulations and legal environments may limit the scope of availability of certain programs.

Coverage Map

United States map color coded with areas where COPIC offers coverage

COPIC Insurance coverage
COPIC RRG coverage available

Applications

Individual Physicians or Allied Health Professionals
COLORADO APPLICATIONS: Please select one of the following:
Physician Application
Allied Health Employee and Independent Contractor Application

APPLICATIONS FOR OTHER STATES: Please select one of the following:
Physician Application
Allied Health Employee and Independent Contractor Application
Note: Additional supplemental applications may be required based on your specialty. Our staff will contact you about this information.
Allied Health Professional Application Requirements
Allied health professionals who are required to submit an application for coverage:
- Advanced Practice Nurse
- Aesthetician
- Anesthesiology Assistant
- CRNA/Nurse Anesthetist
- Cytotechnologist
- Embryologist
- Nurse Midwife
- Nurse Practitioner
- Optometrist
- Pharmacist
- Physician Assistant (all specialties)
- Psychologist
- Psychotherapist
- Surgical Assistant
Medical Group Practices
COLORADO APPLICATION:
Group Medical Practice Application

APPLICATION FOR OTHER STATES:
Group Medical Practice Application
One policy covering a group practice or partnership as well as physician and non-physician employees. To assist with information about individuals to be covered under your policy, please download and complete our Individual Risks Roster spreadsheet.
Hospital or Medical Facility
COLORADO APPLICATIONS:
Facility Application
Hospital Employed/Contracted Physician

APPLICATIONS FOR OTHER STATES:
Facility Application
Hospital Employed/Contracted Physician
Please use this application in addition to the previous two for each individual you would like to cover under your policy

If you have questions about which application to complete, information on the applications, or any other details, please contact our Sales department at (720) 858-6160.