Legal Disclaimer
The information on the coverage, products, and services we offer is for general description purposes only. Copic may update the content on this Website from time to time, but its content is not necessarily complete or up-to-date. Any of the material on the Website may be out of date at any given time, and we are under no obligation to update such material. We may make changes in the products, services and/or programs described on the Website at any time without notice. Nothing on the Website amends or governs policies in whole or in part and should not be construed as an interpretation of coverage. Copic’s current policy governs all coverage determinations and actual policy terms and conditions.
The materials, resources, and information on the Website are intended to serve only as a reference for our insureds and others interested in medical liability risk, patient safety and quality improvement. Copic strives to maintain current and reliable information; however, factors beyond Copic’s control prevent us from ensuring the accuracy of the Website. Users of the Website rely on the information at their own risk, and Copic is not liable for any errors or omissions, or for any damages resulting from your use of any such information.
Users of Copic’s website may cite or refer to the information provided and may download it for their own reference. Users may not distribute, modify, post, or republish the information on this Website without prior written permission.
Copic may provide links to and from this Website or access to other websites for convenience and informational purposes only. Users should not interpret any link to or from this Website or links to other websites as evidence of sponsorship, endorsement, or affiliation unless expressly stated. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them and you should access those websites at your own risk.
Cookies
“Cookies” are temporary files used to facilitate your use of websites. If users allow the use of cookies, cookies store small amounts of data on your device to enhance functionality of Copic’s Website. Users may configure their browser to reject cookies and still access our Website. Third-party sites may contain cookies that are collected by the third party, and those cookies are beyond our control.
Children under the age of 16
Copic’s Website is not intended for children under 16 years of age. No one under 16 may provide information to or on the Website and we do not knowingly collect personal information from children under 16.
Social Media Terms and Conditions
Copic may participate in and provide content on social media platforms. Social media content posted by Copic is not professional advice. Any material on our social media platforms is not a substitute for obtaining professional advice from medical, legal, or other professional advisors. Copic may provide third-party links to other websites on its social media platforms as a service to readers only and does not constitute endorsement of those sites. Copic is not responsible for the content of any external websites. Different terms and conditions may apply to your use of any linked websites.
Copic does not verify or review information posted by others on social media or interactive websites. Public opinions, statements, or comments on social media websites are not endorsed views and do not necessarily reflect the views, policies or procedures of Copic or its affiliates.
All users of Copic social media or other interactive platforms must comply with the Content Standards set out below. User contributions are considered non-confidential and non-proprietary. You agree to grant Copic an unrestricted, nonexclusive, royalty-free, perpetual, irrevocable and fully sub-licensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute and display any material submitted on our social media websites throughout the world in any media, and to allow use of your name in conjunction with such replication.
Users are responsible for any user contributions and have the full responsibility for such content, including its legality, reliability, accuracy, and appropriateness. Copic is not responsible or liable to any third party for the content or accuracy of any user contributions, and is not liable for any direct, or indirect, special, incidental or consequential damages that may arise from your use of social media.
Your use of Copic social media platforms establishes your agreement to these Social Media Terms and Conditions and the Content Standards below. Copic reserves the right to modify the terms and conditions at any time without notice.
The purpose of Copic’s social media platforms is to share useful information and ideas, inspire informative discussions, and educate people about health care. Copic welcomes all contributive opinions that are positive, on topic, and informative.
Copic reserves the right to block, suspend, or otherwise prohibit any user from accessing or using Copic’s social media websites for any reason at our sole discretion, including without limitation, any violation of the Content Standards. Copic may take any action with respect to any user contribution deemed necessary or appropriate in our sole discretion, including to disclose your identity or other information about you to a third party that claims material posted by you violates their rights or to law enforcement.
All users and contributors must comply with all applicable federal, state, and local laws and regulations, and the below social media Content Standards. Without limiting the foregoing, user contributions must not:
- Contain any material that is defamatory, obscene, indecent, abusive, offensive, disrespectful, harassing, violent, hateful, inflammatory, or otherwise objectionable.
- Promote sexually explicit, violent, illegal, or discriminatory material.
- Infringe on any patent, trademark, trade secret, copyright or other intellectual property or other rights of any other person.
- Violate the legal rights of others or contain any materials that could give rise to any civil or criminal liability under applicable laws or otherwise in conflict with these terms or our Privacy Policy.
- Be likely to deceive, annoy, embarrass, alarm, or inconvenience any other person.
- Impersonable any person or misrepresent your identity or affiliation with any person or organization.
- Involve commercial activities or sales, such as contests, sweepstakes, promotions, or advertising.
- Give the impression that they emanate from or are endorsed by Copic or any other person or entity if that is not the case, nor fail to give credit for content found on other sources of the internet or to the owners of any photos, information, or quotes.
- Include personal information such as phone number, social security number, personal email address, policy number, or claim number.
- Post links or other content that contain viruses or malicious software.
Customer Portal Terms of Use
Some portions of the Website are restricted and require a user login and password to access, such as the Customer Portal. Unauthorized use of or access to these pages is strictly prohibited. Use of the Customer Portal constitutes your agreement and acknowledgement that insureds, policy holders, agents, approved personnel who reasonably need access to such content, and other specifically authorized third parties may have access to some portion of the information in the Customer Portal in accordance with the privacy policy.
When you create an account to use Copic’s Customer Portal, you agree to the following conditions:
- If you are an authorized user of any restricted area, you are responsible for maintaining the confidentiality of your user login and password information.
- You will immediately notify Copic if you believe any unauthorized person has learned your password or believe there has been unauthorized access to your Customer Portal login or personal information.
- Copic is authorized to act on information or requests received under your account.
- Copic is not liable for any unauthorized access to your personal information that is not directly due to the negligence of Copic.
July 2024
