Business Owner's Package

• Coverages
• Dental Insurance
• Disability Insurance
• Health Insurance
• Life Insurance
• Medical Professional Liability Insurance - Colorado
• Medical Professional Liability Insurance - Nebraska
• Medicare
• Property and Casualty Insurance
• Bonds
• Business Owner's Package
• Cyber Liability
• E & O and D & O
• Employment Practices Liability
• Homeowners/Automobile
• Umbrella and Excess Liability
• Worker's Compensation
• Consulting
• CDA Members

This product or service is offered through COPIC Financial Service Group, Ltd. and is available only to residents of Colorado.

A BOP, or business owner’s policy, combines the basic coverage requirements a small to medium-size business owner would need into a package that’s typically less expensive than purchasing the coverage individually.

What does your policy cover?  

• Your property, including the building and the contents of the building (equipment, inventory, etc.), including costs of any buildout or tenant improvements;
• Your business should you suffer a property loss (business interruption coverage). This portion can cover your revenue loss and your continuing expenses like rent and payroll; You and your business from lawsuits arising from accidents or injury to other people on your property, accidents that might cause property damage to another person’s property, personal injury items like copyright infringement or false advertising;
•  Any money or securities taken by burglary or theft and losses caused by dishonest acts of your employees (think embezzlement).
• Vehicles you rent or borrow.

What doesn't a BOP policy cover?

• Keep in mind that your BOP policy does not usually cover floods, earthquakes, owned vehicles, group health insurance, worker’s compensation, and certain liability coverages like errors and omissions, malpractice, and directors and officers. BOP policies can provide small business owners with a great deal of financial security.

Request a quote

• Business owners policy quote request (complete and fax back to 720-858-6281)

Contact Kristin Stepien, CIC at (720) 858-6297 or (800) 421-1834 ext. 6297 for more information.

COPIC Financial Service Group, Ltd. is an insurance brokerage firm representing a variety of insurance carriers. Products offered by COPIC Financial are not issued by COPIC Insurance Company.