Staff Profiles

COPIC Financial's staff specializes in helping members of the health care community with their insurance and financial needs.

Director --Wendy Heckman, CIC, AAI, RPLU, AIC
Life, disability, retirement planning, mutual funds--Mike Edwards, CFP
Property and casualty insurance (workers compensation, bonds, business owners, etc.)--Kristin Heylmun
Group disability, employee benefit planning and consulting, health insurance--Andrea Levine
Long-term care insurance--Carolyn Samuelson, CLTC, LTCP

Wendy Heckman, CIC, AAI, RPLU, AIC
Director
COPIC Financial Service Group
Ph: (720) 858-6285 or (800) 421-1834 ext. 6285
F: (720) 858-6281

With 25 years of experience in property and casualty insurance, you will surely benefit from Wendy Heckman's expertise. Wendy has worked with COPIC in the health care community since 1999, and will work personally with you to identify risks, implement the best insurance program based on these risks, and monitor your program to ensure you are properly protected.

Wendy has earned numerous professional insurance designations, including Certified Insurance Counselor (CIC), Accredited Advisor in Insurance (AAI), Registered Professional Liability Underwriter, and Associate in Claims (AIC). Wendy also remains active in the insurance industry by teaching Colorado licensing classes throughout the state. She is also president of Kids in Need of Dentistry and formerly served on the board of directors for Colorado Medical Group Management Association (CMGMA).

Mike Edwards, CFP, LUTCF
Director of Financial Services
COPIC Financial Service Group
Ph: (720) 858-6289 or (800) 421-1834 ext. 6289
F: (720) 858-6281

As a healthcare professional, your financial needs are unique to your profession. Shouldn't you trust your financial future to a professional who understands your needs?

Mike Edwards graduated from Penn State University with a BS in Finance and a minor in Real Estate. For the past 18 years, he has helped physicians and dentists with their insurance and investment planning needs. During this time, Mike obtained his Life Underwriting Council Fellow (LUTCF) designation and completed his training for the Certified Financial Planning (CFP) designation in 1995. He joined COPIC in 1999, and in addition to his practical experience working one-on-one with people like you, he also speaks regularly to local residency programs and medical societies on pertinent financial issues and how they relate to today's medical and dental professional.

Mike will work with you to assess your needs related to the following:

Life insurance
Disability insurance
Retirement planning
Mutual funds

Kristin Heylmun
Account Executive (property and casualty insurance)
COPIC Financial Service Group
Ph: (720) 858-6297 or (800) 421-1834 ext. 6297
F: (720) 858-6281

Kristin Heylmun is available to assist you with all of your property and casualty needs. With experience in all insurance markets, Kristin understands the “big picture” when it comes to insuring your practice. She’ll work with you to find the best product and will actively help you manage your risk.

Contact Kristin for more information about the following products:

Andrea Levine
Senior Account Executive (group disability, employee benefit planning, health insurance)
COPIC Financial Service Group
Ph: (720) 858-6287 or (800) 421-1834 ext. 6287
F: (720) 858-6281

Your group health insurance is an important facet of your employee benefits program, and Andrea Levine will work with you personally to find out what is important for your practice-and provide you with a variety of options. Andrea has eight years of experience in group health insurance and became affiliated with COPIC Financial in 2000.

Andrea specializes in helping practices decide what health plans work best for their particular needs and budget. She'll assure your employees that they are receiving the optimum benefit you can provide within the reasonable expense constraints dictated by your practice.

A sample of our employee benefits portfolio:

Benefit planning
Deferred compensation planning
Group long-term disability income insurance
Group life insurance
Group health insurance
Group dental insurance

Andrea can also assist Colorado Medical Society (CMS) physicians with the CMS Member Benefit Plan, a health care plan designed specifically with the physician in mind. This two tiered approach allows practices to choose between five high deductible plans and three traditional PPO plans.

Carolyn Samuelson
Senior Account Executive (long-term care)
COPIC Financial Service Group
Ph: (720) 858-6286 or (800) 421-1834 ext. 6286
F: (720) 858-6281

No matter what your age or state of health, odds are that you may need long-term care services at some point in your lifetime. Carolyn Samuelson of COPIC Financial understands the aging process, the health-care delivery system, and financial planning-a combination that allows her to help you realistically protect against the catastrophic financial and emotional issues involved with long-term care.

Carolyn has more than ten years of experience helping individuals prepare for the consequences of aging. Since 1997, she has worked with the health care community as a specialist in long-term care issues and insurance. Carolyn has earned a Certificate in Gerontology from the graduate school of social work at the University of Denver. In addition, she is certified by the Health Insurance Association of America as a Long-Term Care Professional and earned a Corporation for Long-Term Care Certification from the National Academy of Elder Law Attorneys. Carolyn is also a member of the Colorado Long Term Care Forum.

Carolyn holds a bachelor's degree in economics and a master's degree in human communication. Carolyn volunteers for Kids in Need of Dentistry, the Aspen Village Friendship Program, and serves as a docent at the Denver Public Library.

More information on long-term care insurance.